Saving Account And Current Account

1. Saving Account


* Minimum Balance of Rs. 1100/-without cheque book.

SAVING ACCOUNT FEATURES
•SMS Alerts systems on your mobile
•NEFT and RTGS arranged on demand
•Saving Bank Rate is 3.0% half yearly.
•Interest on Savings Account is credited at the end of every quatrer.
•Operations of Savings Account are very convenient on account from 9:30 am to 5:00 pm (Mon - Friday) & 9:30 am to 5:30 pm (On working Saturday's)
•Bank Holidays : 2nd , 4th Saturday & Sundays.


KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING:
1. 3 Passport size photos
2. Introduction from existing Savings / Current Account holder / Member of the Bank.
3. Photo Identification
4. Pan Card
5. Address proof (you can provide any of the following)
A. Aadhar Card, B. Voter Card, C. Passport, D. Driving License, E. Election Card.


2. Current account for indivuduals


CURRENT ACCOUNT FEATURES
• Minimum Balance of Rs. 5000/-
• SMS Alerts systems on your mobile,
• NEFT and RTGS arranged on demand.
• Operations of Current Account are very convenient on account from 9:30 am to 7:00 pm (Mon - Friday) & 9:30 am to 6:30 pm (Sat)
• Bank Holidays : 2nd , 4th Saturday & Sundays.

KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING :
Any of the following documents along with PAN Card & authenticated photograph thereon. [Copy to be verified from the original will be kept on record]
1. 3 Passport size photos
2. PAN card
3. Voter Identity Card
4. Driving licence
5. Job card issued by NREGA duly signed by an officer of the State Government
6. The letter issued by UIDAI containing details of name, address and Aadhaar number
7. Photo Identity card issued by Public authorities (subject to the bank’s satisfaction)
8. Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of bank.
9. Married woman identity proof with maiden name, if supported with a verified true copy of marriage certificate
10. Credit card with photo together with statement of such card, not more than three months old.
11. Registered Property document with photo identity
12. Arms License issued by State / Central Government of India.
13. Freedom fighter’s pass issued by Ministry of Home Affairs, Government of India with photograph of applicant.
14. Employee State Insurance Card (ESIC) with photograph supported by latest month’s pay slip..
15. [For Small Accounts] Talati / Patwari (a local govt. official) attestation by way of putting rubber stamp and signature. Gram Sarpanch / Mukhiya attestation by way of putting rubber stamp and signature

NOTE: a) If the address on the document submitted for identity proof by the prospective customer is same as that declared by him/her in the Account Opening Form (AOF), the document may be accepted as a valid proof of both identity and address.
b) If the address indicated on the document submitted for identity proof differs from the current address mentioned in the AOF, a separate proof of address should be obtained.

A. Current account for partnership firms



CURRENT ACCOUNT FEATURES
• Minimum Balance of Rs. 5000/-
• SMS Alerts systems on your mobile,
• NEFT and RTGS arranged on demand.
• Operations of Current Account are very convenient on account from 9:30 am to 7:00 pm (Mon - Friday) & 9:30 am to 6:30 pm (Sat)

• Bank Holidays : 2nd , 4th Saturday & Sundays.

KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING:
In addition to KYC documents of all partners / authorized persons of the concern, the following documents be obtained:

1. Registration Certificate, if registered.
2. Partnership Deed.
3. Power of Attorney granted to a partner or an employee of the firm to transact the business on its behalf.
4. Any officially valid documents identifying the partners and the persons holding the Power of Attorney and their addresses.
5. Telephone bill in the names of the firm / partners.
6. PAN Allotment letter / GIR No. / Form 60/61.
7. Names & Address of the Partners/Authorised Signatories and Recent Passport Photographs duly self attested.

B. Current account for proprietorship concerns



CURRENT ACCOUNT FEATURES
• Minimum Balance of Rs. 5000/-
• SMS Alerts systems on your mobile,
• NEFT and RTGS arranged on demand.
• Operations of Current Account are very convenient on account from 9:30 am to 7:00 pm (Mon - Friday) & 9:30 am to 6:30 pm (Sat)

Bank Holidays : 2nd , 4th Saturday & Sundays.

KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING:
In addition to KYC documents of the Managing Trustees/Founders/Managers/ Directors and their addresses, the following documents of Trust/ Club/ Society/Association are to be obtained:

1. Certificate of Registration, if registered.
2. Trust Deed.
3. Copy of Bye Laws.
4. Resolution of the Managing Body of Trust / Club / Society / Association / Foundation
5. Power of Attorney to transact business on its behalf.
6. Any officially valid documents identifying the trustees, settlors, beneficiaries and those persons holding the Power of Attorney, founders / managers/directors and their addresses and their addresses.
7. Telephone Bill in the name of the Trust / Club / Society / Association.
8. PAN allotment letter / GIR No. / Form 60/61.
9. Names & Addresses of the Trustees/Managing Committee Members/Authorised signatories.
10.Recent Passport Photographs of Managing Trustees / Members / Directors duly self attested.

C. Current account for tursts / clubs / societies / associations / foundations



CURRENT ACCOUNT FEATURES
• Minimum Balance of Rs. 2500/- with cheque book
• SMS Alerts systems on your mobile,
• NEFT and RTGS arranged on demand.
• Operations of Current Account are very convenient on account from 9:30 am to 7:00 pm (Mon - Friday) & 9:30 am to 6:30 pm (Sat)

Bank Holidays : 2nd , 4th Saturday & Sundays.

KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING: In addition to KYC documents of the Managing Trustees/Founders/Managers/ Directors and their addresses, the following documents of Trust/ Club/ Society/Association are to be obtained:

1. Certificate of Registration, if registered.
2. Trust Deed.
3. Copy of Bye Laws.
4. Resolution of the Managing Body of Trust / Club / Society / Association / Foundation
5. Power of Attorney to transact business on its behalf.
6. Any officially valid documents identifying the trustees, settlors, beneficiaries and those persons holding the Power of Attorney, founders / managers/directors and their addresses and their addresses.
7. Telephone Bill in the name of the Trust / Club / Society / Association.
8. PAN allotment letter / GIR No. / Form 60/61.
9. Names & Addresses of the Trustees/Managing Committee Members/Authorised signatories.
10. Recent Passport Photographs of Managing Trustees / Members / Directors duly self attested.

3. Bala Ulithaya


For Minors Only

* Minimum Balance of Rs. 1000/-


SAVING ACCOUNT FEATURES
•SMS Alerts systems on your mobile
•NEFT and RTGS arranged on demand
•Saving Bank Rate is 3.0% half yearly.
•Interest on Savings Account is credited at the end of every quatrer.
•Operations of Savings Account are very convenient on account from 9:30 am to 5:00 pm (Mon - Friday) & 9:30 am to 5:30 pm (On working Saturday's)
•Bank Holidays : 2nd , 4th Saturday & Sundays.


KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING:
1. 2 Passport size photos
2. Introduction from existing Savings / Current Account holder / Member of the Bank.
3. Photo Identification
4. Pan Card.
5. Address proof (you can provide any of the following)
1. Aadhar Card, 2. Voter Card, 3. Passport, 4.Driving License, 5. Election Card.