Interest Rates

Deposit Interest Rate

 

Period General Senior Citizen
15 days to 90 days 5.00% 5.50%
91 days to 179 days 5.50% 6.00%
180 days to 364 days 6.50% 7.00%
1 year to below 2 year 7.50% 8.00%
2 year to below 3 year 8.00% 8.50%
3 years and above 8.50% 9.00%
Saving Bank Account(Half yearly) 3.00% 3.00%

Interest Rate For Loans

 

Loan Name Interest Rate
GOLD LOAN 9.75%
EMPLOYEES CLEAN LOAN 11%
HYPOTHECATION WITH COLLATERAL 13%
MORTGAGE LOAN 13%
HYPOTHECATIONS BUSINESS 15%
HYPOTHECATIONS OTHERS 15%
VEHICLE LOAN 13%
SALARY LOAN 15%
UN SECURED CLEAN LOAN 16%
PLEDGE LOAN(NSC/LIP/KVP) 13%
OD WITH COLLATERAL 13%
OD WITHOUT COLLATERAL 15%
LOAN/OD AGAINST DEPOSITS INTEREST ON DEPOSIT + 2%